Disclaimer

Legal Disclaimer

The information on this site is designed to highlight various employee benefit matters of general interest to our readers. It is not intended to interpret laws or regulations, or to address specific client situations. You should not act or rely on any information contained herein without seeking the advice of an attorney or tax professional.
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Terms of Use

The materials are provided “as is” without any express or implied warranty of any kind including warranties of merchantability, noninfringement of intellectual property, or fitness for any particular purpose. In no event shall OIS or its suppliers be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information) arising out of the use of or inability to use the materials, even if OIS has been advised of the possibility of such damages. OIS and its suppliers further do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. OIS may make changes to these materials, or to the products described therein, at any time without notice. OIS makes no commitment to update the materials.

User Submissions

Any material, information or other communication you transmit or post to this Site will be subject to the policies set forth in OIS’s Privacy Policy. Please read the Privacy Policy to assure your understanding and agreement to our policies. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic or other material that would violate any law.

Links to other materials

The linked sites are not under the control of OIS or OIS is not responsible for the content of any linked site or any link contained in a linked site. OIS reserves the right to terminate any link or linking program at any time. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Applicable Laws

This site is controlled by OIS from its offices within the United States of America. OIS makes no representation that materials in the site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of U.S. export laws and regulations. Any claim relating to the materials shall be governed by the internal substantive laws of the State of Delaware.

Our Legal Use of Information